Aspiration Bank has undergone some major improvements over the years since it opened its doors back in 2015. For example, it originally offered a single checking account that offered a 1% APY (which was better than other digital banks or even brick-and-mortar banks that offered 0.1% APY). It afterward replaced the single checking account with…
It’s true that most people want to improve their credit scores and make wise credit decisions. But improving your credit score can be a catch 22. Having a low credit score can result in additional costs like higher insurance bills and deposits for utilities. Furthermore, it can also limit access to loans and even job…
6 things you should know before you sign up SoFi bank has truly come a long way since its launch in 2011. The platform allows you to deposit, send, and invest as well as trade cryptocurrencies. SoFi Bank allows its users to have checking and savings accounts, which is great! In addition, its approved users…
OnJuno, formerly known as Juno, has come a long way since its launch in 2017. As one of the leading digital banks in the market, it offers a range of services for both traditional currency and cryptocurrency. The platform’s recent partnership with Wise, for example, allows for low-cost international money transfers. However, despite its many…
Banking is normally pretty straightforward, but it can be tricky and expensive if you receive money in a variety of currency types. Saving or spending money in several currencies can also be difficult, especially if you have to manually convert one currency to another each time you wish to make a purchase. The US Multi…
Digital banks (like Varo, Chime, etc.) are on the rise today, especially because of their convenience, no minimum balances & monthly fees, etc. However, it is essential to note that not all digital banks are meant for you. Some people may prefer opening savings accounts to build their credit scores while others may prefer having…